Having your baby at Baylor Scott & White Medical Center – Lake Pointe typically costs $6,890 for a vaginal birth and $9,819 for a C-section. That's what insurance plans usually pay the hospital for an uncomplicated birth, based on our analysis of the price data the hospital is required to publish. Your own share depends on your plan. Most people with insurance pay their deductible plus a percentage, up to their out-of-pocket max. Doctor bills (your OB, the anesthesiologist and the pediatrician) come separately, and your baby gets their own hospital bill too (usually around $2,048 here).
What will you pay with your insurance?
Choose your hospital and insurance, then add your plan's numbers. You'll find them on your insurance card, app or benefits summary. What you type stays on your device.
This is a helpful estimate, not a quote. Your real bill depends on your plan, your doctors and how the birth goes. It's always worth a quick call to your insurance before your due date.
Prices at Baylor Scott & White Medical Center – Lake Pointe by insurance company
Each insurance company negotiates its own price with the hospital, so your price depends on your insurance. Here's what each one has agreed to pay Baylor Scott & White Medical Center – Lake Pointe for mom's stay and your baby's stay. If an insurer has several plans, you'll see the typical price and the range underneath.
| Insurance | Vaginal birth | C-section | Baby's stay |
|---|---|---|---|
| Aetna | $9,178 | $13,035 | $2,878 |
| Blue Cross Blue Shield of Texas | $16,678 $11,763–$17,556 | $23,719 $16,728–$24,967 | $1,664 $1,172–$1,751 |
| Cigna | $5,494 $5,049–$5,940 | $8,102 $7,445–$8,759 | $5,620 $5,164–$6,076 |
| UnitedHealthcare | $8,685 $8,685–$9,650 | $11,229 $11,229–$12,477 | $2,485 $2,485–$2,761 |
| Baylor Scott & White Health Plan (direct contract) | $4,737 $4,353–$5,121 | $6,981 $6,415–$7,547 | $1,689 $1,552–$1,826 |
| City of Dallas (employer plan) | $15,801 | $22,470 | $1,576 |
| Employers Health Network (EHN) | $5,517 $5,070–$5,965 | $8,003 $7,354–$8,652 | $1,894 $1,740–$2,048 |
| HealthSmart | $8,204 $6,643–$9,765 | $10,326 $6,764–$13,887 | $4,560 $2,894–$6,226 |
| Humana | $6,578 | $6,566 | — |
| Imagine Health | $7,137 | $10,226 | $2,130 |
| Mark Cuban Cost Plus Wellness | $6,618 | $9,412 | $1,961 |
| University of Mary Hardin-Baylor (employer plan) | $5,146 | $7,582 | $1,835 |
If the birth doesn't go as planned
If there are complications, like a longer stay or extra treatment, the hospital charges more. Here's how the price changes at Baylor Scott & White Medical Center – Lake Pointe:
| Type of stay | Typical price | Range, by insurance plan |
|---|---|---|
| Vaginal birth, smooth delivery | $6,890 | $4,353–$17,556 |
| Vaginal birth with some complications | $7,867 | $4,353–$19,634 |
| Vaginal birth with serious complications | $9,884 | $4,353–$28,102 |
| C-section, smooth recovery | $9,819 | $6,415–$24,967 |
| C-section with some complications | $11,096 | $6,415–$29,081 |
| C-section with serious complications | $11,707 | $6,415–$42,953 |
Paying without insurance
Baylor Scott & White Medical Center – Lake Pointe doesn't publish a self-pay price for having a baby. If you're paying yourself, call the hospital and ask for their self-pay package price and a written Good Faith Estimate. You're entitled to one by law. More tips in our guide to giving birth without insurance.
Care for you and your baby
| NICU (newborn intensive care) | Level III: a full NICU for premature or sick babies |
|---|---|
| Care for mom | Level III: care for higher-risk pregnancies |
| Birthing-Friendly hospital | Yes |
| Medicare star rating | 4 out of 5 |
| Hospital group | Baylor Scott & White Health |
| Address | 6800 Scenic Dr, Rowlett, TX 75088 |
| Phone | (972) 412-2273 |
Texas rates every birthing hospital's level of care for moms and babies. At Level III or IV, the hospital can care for very premature or sick babies on site. At Level I or II, a baby who needs intensive care may be moved to another hospital. "Birthing-Friendly" is a Medicare badge for hospitals that take part in programs to make childbirth safer.
Nearby hospitals
- Baylor Scott & White Medical Center – Irving (Irving): vaginal birth $6,890, C-section $9,819
- Baylor University Medical Center (Dallas): vaginal birth $6,890, C-section $9,819
- Dallas Regional Medical Center (Mesquite): vaginal birth $8,500, C-section $8,500
- Medical City Dallas (Dallas): vaginal birth $10,774, C-section $11,909
- Medical City Las Colinas (Irving): vaginal birth $10,710, C-section $11,804
- Methodist Dallas Medical Center (Dallas): vaginal birth $14,163, C-section $19,677
- Methodist Southwest Medical Center (Dallas): vaginal birth $11,472, C-section $15,606
- Parkland Memorial Hospital (Dallas): vaginal birth $11,043, C-section $21,316
Frequently asked questions
How much does it cost to have a baby at Baylor Scott & White Medical Center – Lake Pointe?
Insurance plans typically pay Baylor Scott & White Medical Center – Lake Pointe $6,890 for a vaginal birth and $9,819 for a C-section, plus about $2,048 for your baby's stay. Doctor bills are extra. What you pay yourself depends on your deductible, coinsurance and out-of-pocket max. Our estimator above can give you a personal estimate.
Does Baylor Scott & White Medical Center – Lake Pointe have a NICU?
Yes. Texas rates it Level III: a full NICU for premature or sick babies.
Does Baylor Scott & White Medical Center – Lake Pointe have a self-pay price for having a baby?
It doesn't publish one. Call the hospital and ask for a self-pay package price and a Good Faith Estimate.