Cost of having a baby in Texas

Hospitals now have to publish their prices, but the lists are hard to read. We turn them into simple answers: what having a baby costs at each hospital, with your insurance, and what you might pay yourself.

How much does it cost to have a baby in Texas?

In Dallas–Fort Worth, insurance plans typically pay the hospital $10,280 for a vaginal birth and $11,934 for a C-section. Your baby's stay adds about $2,623, and doctor bills add a few thousand more. Depending on the hospital and your insurance, the hospital part alone can be as low as $4,353 or as high as $35,418.

What families actually pay is much less. With insurance through work, the average out-of-pocket cost for pregnancy, birth and recovery is about $2,743 ($2,563 for a vaginal birth and $3,071 for a C-section), according to the health research group KFF. Read our full guide to the cost of having a baby.

Care levels in Texas

Texas rates every birthing hospital from Level I to Level IV, both for moms and for newborns. Higher levels can handle more complex situations without moving you or your baby to another hospital. You'll find both ratings on every hospital page.